Mortgage overpayment calculator

How much you save by paying off part of your mortgage early: lower payment or shorter term.

How it works

When you pay off part of the mortgage you can keep the term and pay less each month, or keep the payment and finish sooner.

Shortening the term almost always saves more interest, because the balance falls faster.

There may be, depending on your contract. Enter it and the calculator deducts it from the saving.

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